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Hi, I’m Dr. Èric Lluch

I Help With Tips on Investing, Becoming Independent from Traditional Banking and Generating Passive Income.

A picture of Dr. Èric lluch, the owner of BYO Banking

Passive Income

I currently make a consistent amount of passive income that is steadily increasing as time goes by. This allows me to keep up with inflation and helps me out to take advantage and observe the effect of compounding. I would like to share my experience on how to generate this compounding effect. This way, the money that I earn from my investments makes up a bigger percent of my monthly income compared to my regular source of income.

Fintech and cryptocurrencies

I’ve been investing in Cryptocurrencies since 2015. At first, I was just curious but then I started liking being able to control my assets without having to pay almost any fees outside of the ones created by the blockchain technology to make the transactions safe. This made me see myself as my own bank and every time having to rely less and less on banking options.

Financial Independence

I would love to help you becoming financially independent and at the same time be in control of your assets without needing a third person to manage them. Ideally, it would be nice to reach FIRE (financial independence retirement early). 

And that's one of the main pillars of BYO Bank.

Algorithmic trading

Finally, since I have experience with equations, algorithms, understanding how the blockchain works, as well as programming in several languages, I can use these to automate some of the processes, automate my monthly budgeting into categories that are important to me or my family, and protect my assets with automatic stop-loss strategies in case of a crypto crisis.

For the ones interested in research, you can follow my google scholar here.

I'd Love to Hear From You. Here's How You Can Reach Me

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